PayControl - SafeTech | SafeTech

PayControl

PayControl

Simple and secure way to sign transactions and e-documents in a smartphone

PayControl is a digital signature solution for smartphones that allows bank’s clients to confirm their transactions in any digital channel (online banking, mobile banking, CNP operations, telephone banking (Private bank), and others) with a high level of security and convenience. It can work as a standalone application for a smartphone or can be integrated directly into a mobile banking application.

PayControl provides the user with the opportunity to verify the correctness of the transaction data or electronic document and generate a signature regardless of the device used. No need for extra scratch cards or MAC tokens. No dependence on mobile connectivity and SMS delivery speed. Using PayControl is as easy as calling from a mobile phone.

PayControl function

PayControl function

PayControl function

Confirmation of customer willingness to perform banking transactions, authentication, documents creation and execution, acknowledge receipt and/or receiving information.

PayControl function

Confirmation of customer willingness to perform banking transactions, authentication, documents creation and execution, acknowledge receipt and/or receiving information.

Confirmation of customer willingness to perform banking transactions, authentication, documents creation and execution, acknowledge receipt and/or receiving information.

PayControl function overview

PayControl Composition

PayControl function overview

PayControl function overview

The backend part takes place in a bank's IT infrastructure or service provider.
Client's part – app for a smartphone IOS (10.0 and more) and Android (4.4 and more).

The backend part takes place in a bank's IT infrastructure or service provider. Client's part – app for a smartphone IOS (10.0 and more) and Android (4.4 and more).

The backend part takes place in a bank's IT infrastructure or service provider. Client's part – app for a smartphone IOS (10.0 and more) and Android (4.4 and more).

Cryptographic Algorithms

Cryptographic Algorithms

Cryptographic Algorithms

Cryptographic Algorithms

Symmetric and asymmetric cryptographic algorithms.

Symmetric and asymmetric cryptographic algorithms.

Symmetric and asymmetric cryptographic algorithms.

Implementation fields

Implementation fields

Implementation fields

Implementation fields

Online banking and mobile banking. E-commerce and electronic document management systems.

Online banking and mobile banking. E-commerce and electronic document management systems.

Online banking and mobile banking. E-commerce and electronic document management systems.

PayControl Advantages

PayControl Advantages

PayControl Advantages

PayControl Advantages

PayControl's digital signature ties to the payment details and the user's smartphone. It does not depend on cellular communication channels and works in roaming and outside the coverage area.

PayControl's digital signature ties to the payment details and the user's smartphone. It does not depend on cellular communication channels and works in roaming and outside the coverage area.

PayControl's digital signature ties to the payment details and the user's smartphone. It does not depend on cellular communication channels and works in roaming and outside the coverage area.

Integration and features

Integration and features

Integration and features

Integration and features

PayControl can be directly integrated into mobile banking. The platform with module infrastructure – features depend on a set of using modules.

PayControl can be directly integrated into mobile banking. The platform with module infrastructure – features depend on a set of using modules.

PayControl can be directly integrated into mobile banking. The platform with module infrastructure – features depend on a set of using modules.

Security

Security

Security

Security

Innovative e-signature in a smartphone. Adaptive authentication and singing transactions (with antifraud systems). Additional biometric authentication factor (with biometric systems).

Innovative e-signature in a smartphone. Adaptive authentication and singing transactions (with antifraud systems). Additional biometric authentication factor (with biometric systems).

Innovative e-signature in a smartphone. Adaptive authentication and singing transactions (with antifraud systems). Additional biometric authentication factor (with biometric systems).

User-friendly

User-friendly

User-friendly

User-friendly

No extra hardware equipment (security tokens, password generators, and scratch-cards). Confirmation of any operation just in one tap. No dependence on mobile operator service or SMS delivery time.

No extra hardware equipment (security tokens, password generators, and scratch-cards). Confirmation of any operation just in one tap. No dependence on mobile operator service or SMS delivery time.

No extra hardware equipment (security tokens, password generators, and scratch-cards). Confirmation of any operation just in one tap. No dependence on mobile operator service or SMS delivery time.

previous arrow
next arrow

Projects

Implementation of technologies for financial transaction mobile authorization into the online banking and mobile business application of Vozrozhdenie bank

«The unique project feature of implementation the PayControl solution into the remote services of Vozrozhdenie Bank was an in-depth study of the whole range of technological, organizational, and legal issues. This required bringing innovative technologies in compliance with the current regulatory framework: the rules for the use of remote services, agreements with customers, manuals and guidance for users, as well as internal documents outlining the interaction between offices and subdivisions of the Bank. SafeTech, the developer of the PayControl platform, provided all the necessary support, which greatly determined the successful implementation of the project».
Natalya Tupikina,
Director of the Mass Segment Department
Vozrozhdenie Bank
Official press-release

Implementing digital signature on mobile devices to the Alfa business mobile application featuring fingerprint authorization

«A digital signature with fingerprint authorization significantly increases the level of payment security at Alfa Business Mobile. In addition, it is very convenient. Every day we get a positive feedback from customers. More than 20% of users choose to the first proposal to use payment authorization with a fingerprint in our corporate mobile application».
Denis Osin,
Head of the Small and Medium Corporate Business Unit
Alfa Bank
Official press-release

Implementing digital transaction signing technologies into the Russian Agricultural Bank online banking and mobile banking for individuals

«You can actively develop a remote service system, fill it with the most innovative services, make it highly functional and convenient, but if you use outdated, inconvenient technology for authorizing operations, this negates the whole effect of your efforts. Russian Agricultural Bank, consistently developing its remote services, paid special attention to the transaction authorization and document signing system. At the same time, we strive to use the most innovative, reliable, and cost-effective solutions, such as SafeTech PayControl platform».
Alexander Seryakov,
Head of Remote Banking Development Department. Russian Agricultural Bank, JSC

All projects →