Top news

Banks and telecom operators encountered massive phone number spoofing

As Kommersant found out, the scale of the problem with fraudulent calls to bank customers along with spoofing credit organization numbers is rapidly expanding. According to the Central Bank, over the summer, scammers managed to spoof at least 198 bank phone numbers.

The Central Bank intends to strengthen anti-fraud measures

The Central Bank intends to bring the problem of social engineering to the government for discussion with the aim to legislatively introduce blocking of bank cards of “mules”, the holders of accounts used for cashing in of funds.

Paperless banking technologies lack reliability

The transition of banks to paperless technologies carries certain risks for customers, because in case of disagreement with the bank regarding the terms of service or the data indicated, it is very difficult to prove their correctness.

Biometric data to be verified by digital signature

The problem of remote verification of authority and identity of a legal entity representative, including using biometric data, will be resolved through a record in a qualified digital signature (QDS). According to the new bill, the authority will be defined in a QES certificate.

Companies will gain access to the biometric project by the end of the year

By the end of the year, it is planned to launch a pilot project that will allow companies to receive banking services remotely provided that their authorized employees submit biometric data.

The Central Bank encourages banks to deploy a new technology

Loans issued using the Unified Biometric System will require banks to create smaller reserves, the Central Bank said.